A TransUnion credit report is a detailed record of an individual’s credit history and financial behavior. It includes personal information, open and closed credit accounts, payment history, credit limits, balances, and any defaults, collections, or bankruptcies. Lenders use this report to evaluate how responsibly a person manages borrowed money before approving loans, credit cards, or mortgages. A higher credit score on a TransUnion report reflects timely payments and low debt, while missed payments or high balances can lower the score. Regularly reviewing your TransUnion credit report helps identify errors, prevent fraud, and maintain strong financial health. transunion credit report
A TransUnion credit report is a detailed record of an individual’s credit history and financial behavior. It includes personal information, open and closed credit accounts, payment history, credit limits, balances, and any defaults, collections, or bankruptcies. Lenders use this report to evaluate how responsibly a person manages borrowed money before approving loans, credit cards, or mortgages. A higher credit score on a TransUnion report reflects timely payments and low debt, while missed payments or high balances can lower the score. Regularly reviewing your TransUnion credit report helps identify errors, prevent fraud, and maintain strong financial health. transunion credit report